What is Whole Life Insurance?Whole life insurance is a type of permanent life insurance that offers coverage for the policyholder's whole life as long as premiums are paid. It has a guaranteed death benefit and a cash value that may be borrowed from or withdrawn over time. The premiums are greater than those for term life insurance, but they stay constant throughout the policyholder's lifetime. It might be a suitable alternative for those who want both lifelong coverage and an investing component.
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